What Is the Most Expensive Area to Live in Liverpool?
Inside Liverpool’s most prestigious postcodes—and what makes them worth the premium, from the experts at Point Properties.
Liverpool is a city full of contrasts. From the vibrant student energy of Smithdown Road to the historic elegance of the Georgian Quarter, every neighbourhood tells its own story—and comes with its own price tag. While it’s long known for its affordability compared to southern cities, Liverpool is no stranger to premium property. In fact, it has a growing number of areas that command top-tier rents and house prices.
So, what is the most expensive area to live in Liverpool? The answer depends on what you’re looking for—space, exclusivity, amenities, or a postcode that carries quiet prestige.
We’ve spent years working across Liverpool’s rental and sales market, managing homes from the heart of the city centre to the leafy outskirts. And when it comes to high-value living, a few locations consistently rise minutes from Liverpool city centre, with excellent transport links, outstanding schools, and high-end amenities in nearby Mossley Hill and Woolton Village.
Allerton Road itself offers a blend of boutique shops, independent cafes, and smart bistros—ideal for residents who want village charm without sacrificing city access. For many, this area strikes the perfect balance between tranquility and connectivity, which is why demand remains consistently high.
At Point Properties, we often see high-quality rentals in Allerton snapped up within days—especially larger family homes or period conversions. It’s a hotspot not just for homeowners, but for corporate tenants and relocating professionals looking for long-term, high-end rentals.
Woolton: Prestige with Heritage Appeal
Woolton holds a unique place in Liverpool’s property market. As one of the city's most historic villages, it combines cultural heritage with modern prestige. The area has long been associated with notable residents and iconic architecture, including striking Georgian, Edwardian, and Victorian homes that rarely appear on the open market.
Homes in Woolton regularly exceed the £600,000–£1 million mark, particularly those near Reynolds Park or in the Woolton Hill Road area. Many of these properties are gated, detached, and offer landscaped gardens, private driveways, and significant square footage. Rentals are similarly high-end, often catering to executives, international professionals, or families seeking long-term stays with premium finishes.
Woolton also benefits from strong community spirit, excellent restaurants, and green spaces like Camp Hill and the famous Strawberry Fields. For those seeking quiet prestige with a village feel, it’s one of the most exclusive corners of Liverpool—and a key area in our premium lettings portfolio at Point Properties.
Formby: Liverpool’s Coastal Luxury
Technically just outside the Liverpool city boundary but part of its wider metro area, Formby is where city money meets coastal escape. With expansive homes, some of Merseyside’s most expensive streets (like Victoria Road, known locally as ‘Millionaires’ Row’), and close proximity to Formby Beach and the National Trust pinewoods, Formby offers both luxury and lifestyle.
This is where celebrities, footballers, and high-net-worth individuals often choose to buy or rent. Gated mansions, tennis courts, home cinemas—you’ll find them all here, with price tags to match. Detached homes frequently list in the £800,000 to £2 million range, and top-end rental properties are rare and in high demand.
While Point Properties mainly operates within Liverpool’s core postcodes, we’ve increasingly seen demand among city-based professionals for weekend properties or remote working arrangements in places like Formby—driven by the desire for space and scenery without sacrificing connectivity.
City Centre Penthouse Living: Modern Luxury in the Skyline
Some of the most expensive per-square-foot living is right in the city centre—especially in penthouse apartments with views of the River Mersey, the Three Graces, or Liverpool’s vibrant waterfront.
Areas such as the Georgian Quarter, the Baltic Triangle, and waterfront developments along Princes Dock and Mann Island are home to architecturally striking buildings with floor-to-ceiling glass, wraparound terraces, concierge services, and secure parking.
These properties often attract young professionals, international students, and expats working in finance, law, tech, and media. Rentals can reach £2,000+ per month for well-appointed penthouses, especially those with two or more bedrooms and outdoor space. While they’re not traditional family homes, they offer a very different kind of prestige—urban, design-led, and undeniably premium.
At Point Properties, we work with landlords and developers across Liverpool’s premium apartment market. We understand the demand for high-end city living, and we’re experts in placing these properties in front of the right tenants—from business travellers to long-stay professionals.
High-End Living, Liverpool Style
So, what’s the most expensive area to live in Liverpool? The answer depends on your definition of luxury. For space and prestige, Allerton, Calderstones, and Woolton lead the pack. For coastal exclusivity, Formby stands out. And for high-spec, high-rise urban living, the city centre offers unrivalled design and convenience.
Whether you’re a tenant searching for an executive rental or a landlord with a premium property to let, our local knowledge, curated approach, and full-service lettings management ensure your property journey is handled with precision.