Is Buy-to-Let a Worthwhile Investment in Liverpool?

For many investors, buy-to-let remains one of the most reliable ways to build long-term wealth. Despite shifting tax policies and changes to landlord legislation, the fundamentals of property investment are still sound—especially in cities with a strong rental market, rising demand, and affordable entry points.

And Liverpool, without question, continues to tick all of those boxes.

As one of the UK’s most dynamic and rapidly developing urban centres, Liverpool offers a unique mix of low property prices, high rental yields, and a consistent tenant pool fuelled by students, professionals, and young families alike.

But is it still a worthwhile investment in 2025? At Point Properties, we believe the answer is a confident yes—but only if you're armed with the right insights, strategy, and local letting expertise.

Liverpool’s Rental Market

Over the past decade, Liverpool has evolved from a city of potential into a city of momentum. Billions has been invested in regeneration, from the Knowledge Quarter and Liverpool ONE to ongoing waterfront development and new residential hubs in the Baltic Triangle.

This economic transformation has had a profound impact on the property market. Demand for quality rental homes has grown steadily—fuelled by:

• A large student population (over 70,000 across three major universities)

• A growing young professional demographic

• A rise in remote and hybrid working attracting out-of-town relocators

• Ongoing short supply of high-spec, well-managed rental properties
  
  

The result? Strong tenant demand across central, suburban, and student zones—meaning fewer void periods and higher consistency in rental income.

Rental Yields: Why Liverpool Outperforms

One of the strongest arguments for buy-to-let in Liverpool is yield. In many southern cities, landlords struggle to achieve returns above 3–4%. In Liverpool, gross yields of 6–8% are still achievable, particularly in popular postcodes such as L6, L7, L15, and L1.

Areas like:

• Kensington (popular with students and professionals)

• Wavertree (affordable and well-connected)

• The Baltic Triangle (modern apartments attracting young creatives)

• Anfield & Walton (still benefiting from early regeneration)
  
  

…offer compelling rental returns, especially when properties are refurbished to a good standard and professionally managed.

At Point Properties, we manage a large portfolio of properties across Liverpool’s most profitable buy-to-let areas—and we advise investors on how to maximise yield while keeping long-term maintenance and tenant issues to a minimum.

Capital Growth and Regeneration Potential

Beyond yield, Liverpool also offers a compelling capital growth story. Over the last five years, average property prices in the city have increased significantly—especially in areas near planned infrastructure or cultural investments.

The upcoming developments around Liverpool Waters, the expansion of Knowledge Quarter, and continued city centre gentrification suggest this trend is far from over.

This means smart investors aren’t just earning monthly rental income—they’re sitting on appreciating assets that will grow in value over time.

Buy-to-let in Liverpool isn’t just about today’s numbers. It’s about future-proofing your portfolio in a city on the rise.

Understanding the Risks—and Managing Them

Of course, no investment is without risk. Buy-to-let properties come with their own set of responsibilities—from regulatory compliance and maintenance to tenant relations and financial planning.

Some of the most common issues we see are:

• Poor property condition leading to low-quality tenants and high turnover

• Overpaying for properties due to poor due diligence

• Underestimating the need for proactive management

• Not staying compliant with licensing or HMO rules

This is where the right letting agent becomes essential. At Point Properties, we don’t just market properties—we manage them comprehensively, ensuring landlords stay compliant, profitable, and stress-free.

Whether you’re letting a single flat in the city centre or managing a portfolio of HMOs across Kensington and Wavertree, we help you protect your asset and grow your return.

Is It Still Worth It? 

Buy-to-let remains a worthwhile investment in Liverpool, but it’s no longer a set-it-and-forget-it model. The days of buying anything and watching it double in value are behind us. What’s required now is a smarter, more strategic approach: choosing the right location, investing in quality, and managing the property with care.

When done right, the rewards are clear:

• Steady monthly income

• Strong capital appreciation over time

• Tax-efficient wealth building (when structured properly)

• Real assets in a high-growth UK city