Invest in Liverpool Properties - HMOs, Student Lets & Buy-to-Lets Under £120K

Liverpool has become one of the UK’s top cities for savvy property investors, thanks to its strong rental demand, affordable entry points, and growing student population. Whether you're looking for a high-yield HMO investment property, a steady student let, or a buy-to-let in Liverpool under £120k, there are plenty of opportunities to explore—especially with the right guidance.

At Point Properties, we’ve helped hundreds of investors find the right property to match their goals, budget, and timeline. With over a decade of experience in Liverpool’s property market, we understand what makes an investment work—and where to find the best deals.

Why Invest in Liverpool?

Liverpool offers excellent rental yields, low entry prices, and a tenant pool that spans students, professionals, and families. With several regeneration projects across the city and continued demand for rental property, the area remains a hotspot for UK and overseas investors alike.

One of the most attractive aspects is affordability. Investors can still find buy-to-let properties in Liverpool under £120,000, particularly in areas like Anfield, Kensington, and parts of Wavertree. These properties are ideal for first-time investors looking to enter the market without overextending their budget.

HMO Investment Properties

HMO (House in Multiple Occupation) properties are a go-to strategy for investors seeking higher returns. In Liverpool, demand for HMOs remains strong—particularly from students and young professionals.

At Point Properties, we specialise in sourcing and managing HMO investment properties across key postcodes. We help investors identify compliant properties, advise on licensing and layout, and even handle refurbishment and tenanting through our in-house build and management teams. From two-bed conversions to large six-bed shared houses, HMOs can be an excellent way to boost income while spreading rental risk across multiple tenants.

Student Property in Liverpool: Reliable, Consistent Demand

Liverpool is home to over 70,000 students across multiple universities—creating consistent demand for well-located, high-quality student property investments. Areas such as Kensington Fields, Smithdown Road, and the Georgian Quarter are hotspots for both individual student lets and full-house tenancies.

We work with landlords to source suitable student properties, ensure they meet required safety and licensing standards, and market them effectively each academic year. With proper management, student lets can deliver stable returns and minimal void periods.

Buy-to-Let Liverpool Under £120K: Affordable Entry, Strong Returns

For many investors, budget plays a big part in the strategy. The good news? Liverpool still offers buy-to-let opportunities under £120,000—without compromising on rental income.

We regularly help clients purchase and let affordable terraced properties and flats that provide yields upwards of 7–8%, especially when paired with professional management. Our team can assist in property sourcing, negotiations, and managing tenants post-completion—making the entire process hands-off if needed.

End-to-End Investment Support with Point Properties

At Point Properties, we offer a full-service solution—from identifying the right property and managing refurbishments to letting and ongoing management. Whether you're a first-time investor or growing your portfolio, we provide the insight, support, and transparency you need to invest with confidence.

If you're exploring investment properties in Liverpool, including HMOs, student lets, or buy-to-let options under £120k, get in touch with our team today. Let’s find the right property to help you achieve your investment goals.