Student Lets vs Professional Lets: Which is Right for Your Property?

If you’re a landlord in Liverpool, one of the most important decisions you’ll make is choosing who to rent your property to. Two of the biggest markets in the city are students and young professionals. Both options have clear benefits, but also some challenges. The right choice depends on your property, its location, and your investment goals.

Why Liverpool is Unique

Liverpool is home to over 70,000 students across several universities, making student housing a constant demand. At the same time, the city’s regeneration projects and strong employment sectors are attracting more young professionals each year. This means landlords are often in a great position to choose between the two markets – or even balance both in their portfolio.

Student Lets – Pros & Cons

Pros

• High Demand: With multiple universities, student demand is reliable year after year.

• Strong Yields: Multi-let student houses (HMOs) can generate higher rental returns compared to single lets.

• Predictable Rental Cycle: Tenancies usually run in 12-month cycles, often secured months in advance.

Cons

• Higher Wear & Tear: Student tenants typically mean more frequent repairs and maintenance.

• Summer Voids: Properties may sit empty for a few months unless you offer summer rents.

• Extra Administration: Guarantors are usually required, adding paperwork and checks.

Professional Lets – Pros & Cons

Pros

• Longer Tenancies: Professionals often stay for 12+ months, reducing turnover.

• Lower Maintenance: Generally, less wear and tear compared to student households.

• Year-Round Occupancy: No summer gaps, keeping your rental income steady.

Cons

• Lower Yields: In some areas, single lets to professionals may bring in less income than a student HMO.

• More Competition: Liverpool has a growing build-to-rent sector, so standards and amenities are higher.

Location Matters

• Student Hotspots: Kensington, Wavertree, and Smithdown Road remain popular for student HMOs.

• Professional Areas: The city centre, Baltic Triangle, and south Liverpool attract working tenants.

When choosing, consider your property’s location. A house near campus will almost always work best as a student let, while a modern apartment in the city centre will appeal more to professionals.

Which is Right for You?

Ultimately, the choice comes down to your goals as a landlord:

• If you want higher yields and don’t mind more management, a student let may be best.

• If you prefer lower hassle and steady occupancy, a professional let could be the right option.

At Point Properties, we specialise in both student and professional rentals across Liverpool. Whether you’re considering an HMO conversion or looking for reliable long-term tenants, we can guide you to the best strategy for your property.

👉 Contact us today to discuss which letting option will maximise your property’s potential.